SUMMIT INSIGHTS - BLOG

Navigating the Retirement Risk Zone: How to Avoid Running Out of Money, Part 2

In part 1 of this article, we discussed the importance of your financial decisions during what has been called the Retirement Risk Zone, or the period 5-10 years before retirement through the 5-10 years after your retirement date.

During this period, exposure to sequence of return risk is a serious concern. With this risk, a series of negative returns early in your retirement while you are making withdrawals can have a devastating effect on your portfolio’s ability to last through your retirement.

A popular strategy used for dealing with sequence of return risk, is the 4% rule. … Read More

The Gift That Keeps on Diminishing

The Gift That Keeps on Diminishing BY JASON PRINT, CFP®, SENIOR WELATH ADVISOR Looking for a nice Christmas gift for that special someone?  How about making them a trillionaire? A trillionaire in Zimbabwe at least.  Back in January of 2007, … Read More