-
When Should You Refinance Your Mortgage?
If you’re considering refinancing your mortgage, you probably have many questions to ask financial experts. Along with interest rates, closing costs, and term lengths, there are several things to consider. Is refinancing your home a good idea? When is it beneficial to refinance? The truth is, the best time to refinance your home is when it…
/
-
What Is a Capital Gains Tax, and How Does It Work?
Capital gains taxes are taxes paid to the Internal Revenue Service for profits from the sales of various assets. But how capital gains taxes work can be complicated. Continue reading this article to learn more about them. What Is a Capital Gains Tax? When you sell capital assets like stocks, bonds, real estate, and cars,…
/
-
The Sequence of Returns Risk in Retirement
Markets go up and down in ways that are not entirely predictable. For long-term investors, what the market is doing in the present isn’t that troubling; they’ve got a long time to ride out potential downturns. But for recent retirees, an ill-timed market downturn can have a negative impact on their nest egg, increasing the…
/
-
An Introduction to Bond Ladders
Bonds play an important role in a diverse investment portfolio. As fixed-income securities, they can provide a stable return until they mature. As with any investment, bonds are subject to a certain amount of risk. Interest rate risk, for one, is the possibility that interest rates will rise after an investor buys bonds, causing them…
/
-
Think Advisor Magazine
There are many intriguing implications of the use of digital assets, the first new asset class in 150 years. These include “the ability to create money out of thin air,” as Jeffrey Janson, senior advisor with Summit Wealth Partners, who invests in crypto, as do some of his clients, frames it in an interview with ThinkAdvisor…
/
-
What Is a Tax Deferral?
Taxes play a key role in any long-term investment plan. While you can’t avoid them entirely, you can keep more money in your pocket today and pay less in taxes later with a deferral technique. Learn what a tax deferral is and how it benefits your long-term investment plan. Understanding Tax Deferrals Tax deferral is…
/
-
Kiplinger Personal Finance Magazine
Even if you’re not ready to invest in cryptocurrencies, it’s important to understand the role they play in modern finance.
/
-
How to Weather a Market Correction
Sometimes stock prices drop across the entire market at once triggered by a range of things, such as a natural disaster, political turmoil, concerns over rising interest rates, a global health crisis, or problems within a single sector that cause a domino effect across the market. A decline in stock prices of 10% from their…
/
-
It’s Time to Have “The Estate Plan Talk”
Talking with loved ones about estate planning and inheritance can be challenging, especially as it centers around two taboo topics – money and death. But talking with your adult children about their inheritance can provide signature advantages for you and them. It can help your heirs better prepare for the future and give you a…
/
Blog
