Kristiana Daniels serves as an Associate Advisor and CERTIFIED FINANCIAL PLANNER™ professional or CFP® professional. Kristiana enjoys the privilege of walking alongside clients in all life phases to empower them to achieve their financial goals. Whether her clients’ needs involve investment management, retirement planning, debt payoff tactics, college planning, or tax efficiency strategies, Kristiana is passionate about providing comprehensive advice and forward-thinking solutions. At the heart of her financial planning, she believes that money in itself is a tool that can be used to fulfill dreams, purposes, and goals.
Kristiana graduated magna cum laude with a Bachelor of Arts degree in Psychology from Taylor University, a distinctive Christian Liberal Arts College located in Indiana. Since joining Summit, she attained the FINRA Series 65 securities license and a Certificate of Financial Planning from Florida State University. In addition, Kristiana has successfully met the CFP Board’s rigorous standards to obtain the CERTIFIED FINANCIAL PLANNER certification. Kristiana also obtained the highest credential the IRS awards, an Enrolled Agent, allowing her to represent taxpayers before the IRS.
Outside of work, Kristiana loves spending time with her family: Tim (husband), Leo (1 year-old), and Bear (dog). Tim and Kristiana both played soccer from their first steps through their college years. They are big fans of the sport, and on any given weekend, you can often find them playing or watching a game. When they are not at the soccer field, they also enjoy hiking, participating in a local CrossFit class, or learning a new outdoor hobby (most recently, surfing). Living in Southern California, Kristiana and her family take advantage of being outside in the beautiful sunshine every day.
The year 2018 was the first year with the Tax Cuts and Jobs Act tax rules in action. The results of these new tax rules were impactful for many households, especially when considering the deductions – standard vs. itemized. Fewer people itemized deductions in 2018.
This bunching strategy of alternating between the standard deduction one year and itemizing the next, is designed to maximize the total tax deductions taken over a rolling 2-year period.