SUMMIT INSIGHTS - BLOG

Navigating the Retirement Risk Zone: How to Avoid Running Out of Money, Part 2

In part 1 of this article, we discussed the importance of your financial decisions during what has been called the Retirement Risk Zone, or the period 5-10 years before retirement through the 5-10 years after your retirement date.

During this period, exposure to sequence of return risk is a serious concern. With this risk, a series of negative returns early in your retirement while you are making withdrawals can have a devastating effect on your portfolio’s ability to last through your retirement.

A popular strategy used for dealing with sequence of return risk, is the 4% rule. … Read More

Make the Most of Your Charitable Gifts

Make the Most of Your Charitable Gifts Charitable giving is important to many of us—but it’s more complicated than you may think.  Therefore, in order to maximize the impact of your giving, it’s important to have a plan.  As the … Read More

Hedge Hogging (Or: A New Way to Lose Money)

Hedge Hogging (Or: A New Way to Lose Money) According to the Wall Street Journal, there’s a new wave, a multi-trillion dollar wave, that’s going to wash over the “long only” asset management industry.  “Long only” is what we commonly … Read More

Myths and Truth – Fees and Costs Matter

Myths and Truth – Fees and Costs Matter If what you thought to be true turned out not to be true, when would you want to know that? Would it disturb you to discover that you probably are (unknowingly and … Read More

Forget Survival – Let’s Thrive

Forget Survival – Let’s Thrive This Could Be Your Best Year Yet! Is this the worst of times?  Is this the worst economy we’ve had since the Great Depression?  Those of us of a certain age remember the 70s when … Read More

5 Costly and Avoidable Business Mistakes

5 Costly and Avoidable Business Mistakes Starting your own business is hard enough; don’t compound the difficulty by making costly mistakes in the set up of your business. While there are many places for a new business owner to misstep, … Read More

Do You Need an Estate and Asset Protection Planning Checkup?

Do You Need an Estate and Asset Protection Planning Checkup? While this may sound incredible, most affluent and successful people, including most doctors, (even those who earn $300,000+ a year or those who have amassed $1,000,000 or more in assets) … Read More